National Pension Scheme (NPS) Calculator

Trusted Personal Finance Calculator

Your retirement should be your golden era—a time to relax, pursue hobbies, and enjoy life without financial worries. The National Pension Scheme (NPS) is a smart, government-regulated investment plan designed to help you build a substantial retirement fund through disciplined savings during your working years.
But how much do you need to save? And what will your savings grow into? Our NPS Calculator is here to demystify retirement planning. It helps you estimate your potential retirement corpus and the monthly pension you could receive, putting the power of planning right in your hands.

FAQs

Any Indian citizen, whether resident or non-resident, between the ages of 18 and 70 can join the NPS.

NPS is regulated by the Pension Fund Regulatory and Development Authority (PFRDA), ensuring transparent investment norms and regular monitoring by the NPS Trust.

NPS offers significant tax advantages. You can claim a deduction of up to ₹1.5 lakh under Section 80C and an additional exclusive deduction of ₹50,000 under Section 80CCD(1B).

Yes, one of the key features of NPS is its portability. Your Permanent Retirement Account Number (PRAN) remains the same, and you can continue your account seamlessly across different jobs, sectors, and locations.

More Questions?

How Does the NPS Calculator Work?
It’s simple. Just provide a few details:
Your current age.
The monthly amount you wish to invest.
The expected rate of return on your investment.
Our calculator will instantly project your total retirement fund and give you an estimate of the monthly pension you could get. Play around with the numbers to see how starting early or increasing your monthly contribution can significantly impact your final corpus.

Why Use Our NPS Calculator?
Plan Your Golden Years: Get a clear picture of your financial future and plan for a comfortable, stress-free retirement.
Understand Compounding: See for yourself how small, regular investments can grow into a large sum over time.
Set Realistic Goals: Determine how much you need to save to achieve your desired retirement lifestyle.
Make Informed Choices: Use the projections to make smart decisions about your investments today.